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Binance Review 2018: Comprehensive Crypto Coin Exchange Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume. Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC. Binance Features Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version. Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review. Below is the “standard platform” look: Below is the advanced display: BINANCE Advantages Large Cryptocurrency Pairings Supported The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins. Low Fees AND LIMITS The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit. Ease of Setup Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange. Binance Provides Significant Trading Volume Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power. Wide Support of Cryptocurrencies No Verification Requirements Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies. Ease of Use You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction. BINANCE Disadvantages No Leveraged Margin Trading Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open. No Fiat Functionality This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported. Relatively New Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E. Conclusion Accessible option for obtaining Different Cryptocoins Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading. The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.
STRUCTURED SETTLEMENT COMPANIES IF YOU'RE SELLING YOUR STRUCTURED SETTLEMENT Companies That Buy Structured Settlements PAYMASTER.CO Phone: Call 1-888-999-8606 Website: https://paymaster.co 6230 Wilshire Blvd, Suite 1795 Los Angeles, CA 90048 Paymaster.co buys income streams, including structured settlements and annuities from people trying to sell them. We aim to treat everyone with respect and allow for informed decisions, while paying a fair price. We welcome you to compare anyone else's offer to ours. ANNUITY.ORG Email: webmaster@annuity.org Website: https://www.annuity.org 189 S. Orange Ave, Suite 1600 Orlando, FL 32801 Florida based annuity.org targets both annuity and structured settlement owners with articles aimed at addressing their questions. ANNUITY TRANSFERS, LTD. Phone: 972-952-0260 888-638-0900 972-510-8288 Website: annuitytransfers.com 1800 Preston Park Blvd. Suite 115 Plano, TX 75093 Annuity Transfers, Ltd. is a structured settlement funding company. The company has been in operation since 2003 with its headquarters based in Plano, Texas. The services include purchase of structured settlement payments via a court order and insurance company annuity payments that have no relation to a settlement. Annuity Transfers, Ltd. has an A+ BBB Rating. ARCADIA SETTLEMENTS GROUP, INC. Phone: 800-354-4098 (Corporate Office) 303-337-0400 (Local) Email: info@teamarcadia.com Website: teamarcadia.com 5613 DTC Parkway, Suite 700 Greenwood Village, Colorado 80111 Arcadia (formerly EPS Settlements Group) has a rich history as the first structured settlements firm in the world. With more than 160 experienced settlement professionals across 50 offices in the United States, in 2017 Arcadia became the only international structured settlements organization in North America with the introduction of EPS Settlements Group of Canada. The firm is specializing in Structured Settlements, Liability, Auto Liability, Workers' Compensation, Medical Malpractice, Defense Base Act, Employment Litigation, Mass Tort, Discrimination, Trucking, Maritime, Annuities, Jones Act and FHLA, Federal Government, and Medicare and Medicaid. CAMPBELL FINANCIAL CORP. Firm closed. Site is not live. CAPITAL PLANNING, INC. Phone: 952.541.9464 Toll-free: 800.328.3862 Email: info@capitalplanninginc.com Website: capitalplanninginc.com 2051 Killebrew Drive Suite #640 Bloomington, MN 55425 Capital Planning Inc. is a settlement annuity company founded in 1981 and based in Minneapolis, Minnesota. The company is a founding member company of the National Structured Settlement Trade Association. The services include financial consulting, broker services and tenders dexterous guidance of structured settlement annuities serving clients throughout the nation. CBC SETTLEMENT FUNDING Phone: 800-843-9020 Email: info@cbcsettlementfunding.com Website: cbcsettlementfunding.com 181 Washington Street, Suite 375 Conshohocken, PA 19428 CBC Settlement Funding, founded in 2009, is an accredited annuity and structured settlement buyer. In January 2014, Asta Funding, Inc., a financial services receivable asset management and liquidation company, purchased CBC Settlement Funding. The services provided by CBC Settlement Funding include structured settlement and annuity purchasing as well as pre-settlement funding. CBC Settlement Funding has an A+ BBB Rating. CLIENT FIRST SETTLEMENT FUNDING LLC Phone: (888) 594-1195 Website: clientfirstfunding.com 301 Yamato Rd #3200 Boca Raton, Florida 33431 Headquartered in Boca Raton, Florida, Client First Settlement Funding was formed in 2008. Client First Settlement Funding is a financial services company specializing in purchasing and selling structured settlements, lottery payments, and annuities in the United States. It serves as a direct funding company providing clients with large lump sum in exchange for their monthly, quarterly, or annual payments/receipts. Client First Settlement Funding has an A+ BBB Rating. DRB CAPITAL LLC Phone: 888-981-8703 866-356-4610 Website: drbcapital.com 1625 S Congress Ave, Suite 200 Delray Beach, Florida DRB Capital is a privately held company founded in 2007 and headquartered in Delray Beach, FL. DRB Capital is specializing in structured settlement funding, annuity funding, and pre-settlement funding. The company is experienced in helping customers in need, who have structured settlements, annuities, investment annuities, and life contingency structured settlements, to get the lump sum of cash they need right now. DRB Capital has an A+ BBB Rating. FAIRFIELD FUNDING Phone: 888-943-8637 Email: info@fairfieldfunding.com Website: fairfieldfunding.com 3424 Peachtree Rd NE Atlanta, Georgia Located in Atlanta, Georgia, Fairfield Funding a.k.a. Apis Management, LLC, was established in 2008 by pioneers in the structured settlement purchasing industry. Fairfield is a direct funder of structured settlement annuity payments, lottery winnings and different types of annuities. As such, the company provides a lump sum of cash for the future payments. They can also provide valuation services for guaranteed payments due to an estate. Fairfield Funding has an A+ BBB Rating. J.G. WENTWORTH Phone: (866) 930-6480 Phone: (855) 770-8956 Email: information@jgwentworth.com Website: jgwentworth.com 201 King of Prussia Road, Suite 501 Radnor, PA 19087 J.G. Wentworth is a diversified consumer financial services leader focused on providing direct-to- consumer access to financing needs through a variety of solutions, including: mortgage lending and refinancing, access to personal and business loans, structured settlement payment purchasing, and prepaid cards. The company was founded in 1992 and is headquartered in Radnor, PA. J.G. Wentworth has an A+ BBB Rating. LIIBERTY SETTLEMENT FUNDING Phone: (855) 643-0333 (855) 285-4158 Email: info@libertysf.com Website: libertysettlementfunding.com 1855 Griffin Road Suite B354 Dania Beach, FL 33004 Headquartered in Fort Lauderdale, Liberty Settlement Funding is a specialty finance company that purchases structured settlement payment rights, annuities, and lottery winnings in the secondary market. With over 100 years of collective industry experience, Liberty is an industry leader in tailoring financial solutions to its customers’ needs while also expanding its suite of financial products. Liberty Settlement Funding has an A+ BBB Rating. MAINSTREET FUNDING Phone: 404-855-3330 Toll free: 877-919-8003 Website: mainstreetsettlement.com 197 West Crogan Street Lawrenceville, GA 30046 Mainstreet Funding was established in 2011 and is headquartered in Lawrenceville, Georgia. Founded by pioneers in the structured settlement, lottery and annuity financing industry, Mainstreet Funding is a leader in the structured settlement industry. Mainstreet Funding provides the top dollar today for future annuity, structured settlement and lottery receivables while ensuring that the integrity of the original payment stream is maintained to support future needs of each individual. The experience and expertise of over 17 years and depth in providing cash solutions to those who have long-term payment streams, as well as a low-cost, low-rate model built to ensure clients receive a great deal for their payments make Mainstreet Funding a premier financing consultant in this industry. MILLENNIUM SETTLEMENTS, INC. Phone: (800) 573-8853 Email: info@msettlements.com Website: msettlements.com 3500 Financial Plaza Suite 202 Tallahassee, FL 32312 In 1984, Millennium Settlements, Inc. opened its doors with the goal of becoming an industry leader in the very specialized field of Personal Injury Settlement Design Consulting. Today the company offers services, including: Structured Settlements, Attorney Fee Structures, Legal Settlements, Financial Services, Medical Malpractice, Personal Injury, Wrongful Death, Medicare Set-Asides, and Worker's Compensation. Millennium has corporate offices in Tallahassee, FL, Austin, TX and San Diego, CA and consultant offices throughout the United States. NOVATION SETTLEMENT SOLUTIONS Phone: 888-979-3740 Website: novationsettlementsolutions.com 1641 Worthington Road, Suite 410 West Palm Beach, FL 33409 Since 2000, Novation Settlement Solutions (formerly known as Novation Capital) has purchased over $1.5 billion in structured settlements, annuities, lottery receivables and other similar cash flows. Novation Professional Services serves receivers, trustees and liquidators by paying cash for structured settlements and annuities; entertainment and sports royalties; annuitized lottery prizes, sweepstakes and progressive jackpot awards; deferred compensation contracts; inheritances, bequests and future interests; and other illiquid cash flows. Novation Settlement Solutions has an A+ BBB Rating. SENECAONE Phone: 800.513.1394 301-913-9131 Email: inquiries@senecaone.com Website: senecaone.com Corporate Headquarters 7920 Norfolk Ave. Suite #300 Bethesda, MD 20814 Florida Office 105 South Narcissus Avenue, Suite 710 West Palm Beach, FL 33401 Headquartered in Bethesda, MD, since 2002 SenecaOne has grown to be one of the largest financial services companies of its kind in the country. More than just buying structured settlement annuities or lottery prize winnings, the specialists in SenecaOne explore options and opportunities designed to help their customers realize their long-term financial goals. SenecaOne is also an established leader in the lottery prize purchasing market. The company is a member firm of the National Association of Settlement Purchasers, the only professional trade organization for participants in the secondary market for structured settlements. SenecaOne has an A+ BBB Rating. SETTLEMENT CAPITAL CORP. Phone: 800-959-0018 Email: info@setcap.com Website: settle4cash.com 14755 Preston Rd., Ste. 610 Dallas, TX 75254 Settlement Capital Corporation (SCC) is a specialty financing company that provides liquidity to owners and holders of periodic payments resulting from structured settlements, annuities, lottery winnings and other secured future payment obligations. It offers structured settlement factoring, single premium annuity financing, and future payment options service, as well as lottery winners the choice to sell their long-term payment streams in exchange for a lump sum payout. The company was founded in 1988 and is headquartered in Dallas, Texas. Settlement Capital Corporation has an A+ BBB Rating. STONE STREET CAPITAL, LLC Phone: 301 951 8900 Email: info@stonestreet.com Website: stonestreet.com 7316 Wisconsin Avenue Fifth Floor Bethesda, MD 20814 Created in 1989, Stone Street Capital is the first and oldest lump sum company and has been the leader in the specialty finance industry ever since. The company helps people receive cash through future payment streams, such as structured settlements, personal injury settlements, lawsuit settlements, annuities, and lottery, contest, and slot jackpot prizes. The company is based in Bethesda, Maryland. Stone Street Capital has an A+ BBB Rating. STRATEGIC CAPITAL Phone: 866.256.0088 Email: info@StrategicCapital.com Website: strategiccapital.com 575 Madison Ave Ste 1006 New York, NY 10022-2511 Strategic Capital Corporation was founded in 1994 and since then the company has been buying lottery prize payments, investment annuity payments, IGT casino winnings and other future payments and became a structured settlement buyer in the early 2000’s only after structured settlement transfers became regulated by law. The company is headquartered in New York, NY. STRATEGIC PLANNERS, INC. Phone: 800-727-3885 Website: settlementplanners.com 8841 Williamson Dr. Ste. 30 Elk Grove, CA 95624 Settlement Planners, Inc. is a national structured settlement planning firm providing attorneys with analysis, design and implementation of periodic payment packages in the resolution of personal injury and wrongful death litigation. The services provided include: Structured Settlements, Attorney Fee Planning, Trust Services, Qualified Settlements, Qualified Settlement Funds (QSF), Non-qualified settlements, Lien Resolution, Mass tort settlement resolution, Government benefits preservation, Special Needs Trusts (SNT), Medicare set-asides (MSA). WOODBRIDGE STRUCTURE FUNDING, LLC Phone: 561-447-0401 866-865-7044 Website: woodbridgeinvestments.com Headquarters 123 NW 13th Street, Suite 309 Boca Raton, FL 33432 California Branch Office 14225 Ventura Blvd. Suite 100 Sherman Oaks, CA 91423 Since 1993 Woodbridge Structured Funding, LLC, a Florida and California-based company, has been a leader in the structured funding industry. Over twenty years ago, they innovated the purchase of future payments in return for a lump-sum. Woodbridge specializes in future payments, helping clients sell a range of future payments, including annuities, jackpot winnings, lottery winnings, structured settlement payments. Woodbridge Structured Funding, LLC has an A+ BBB Rating. COMPANIES THAT ISSUE STRUCTURED SETTLEMENTS MUTUAL OF OMAHA INSURANCE COMPANY Phone: 402-342-7600 800-931-9210 Website: mutualofomaha.com 3300 Mutual of Omaha Plaza Omaha, NE 68175 Mutual of Omaha Insurance Company was founded in 1909 and is headquartered in Omaha, NE. The company is a full-service, multi-line provider of insurance and financial service products throughout the United States. The annuity solutions to both individuals and groups include: Income annuities (Ultra-Income, Income Access, Deferred Income ProtectorSM, Income Annuity with Premium Return); Deferred annuities (Bonus Flexible Annuity, Ultra-Secure® Plus); Structured Settlements; Group Annuities (Pension Guard®, Retirement Annuity Solutions®, Corporate Annuity Solutions®, Solutions for Gift Annuity Programs®, IRAdvantage Plus®). Mutual of Omaha Insurance Company has an A+ BBB Rating. PACIFIC LIFE INSURANCE COMPANY Phone: (800) 800-7646 (800) 722-4448 Email: info@pacificlife.com Website: pacificlife.com P.O. Box 9000 Newport Beach, CA 92658-9030 Headquartered in Newport Beach, CA and offering insurance since 1868, Pacific Life provides a wide range of life insurance products, annuities, and mutual funds, and offers a variety of investment products and services to individuals, businesses, and pension plans. Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. The products and services offered by the company for individuals include Annuities, Life Insurance, Mutual Funds, and products for businesses are Life Insurance, Pension Risk Transfer, Real Estate Investments, and Structured Settlements. Pacific Life has an A+ BBB Rating. PRUDENTIAL FINANCIAL, INC. Phone: 888-778-2888 Website: https://www.prudential.com/ Prudential Annuities P.O. Box 7960 Philadelphia, PA 19176 Prudential Financial is one of the world’s largest financial services institutions. Founded in 1875 and headquartered in Newark, NJ, for over 140 years Prudential Financial has helped people grow and protect their wealth. They offer individual and institutional clients a wide array of financial products and services, including Life Insurance, Annuities, Mutual Funds, Group Insurance, Retirement Services, Investment Management, and other financial services to help solve today's financial challenges. Competitors include New York Life, Metropolitan Life, and American General. UBS FINANCIAL SERVICES INC. Phone: 877-827-8001 Website: ubs.com/us/en/wealth.html 1285 Avenue of the Americas, 16th Floor New York, New York 10019 With a 150-year history and a network of offices in over 50 countries on 5 continents, UBS has extensive experience managing the wealth of high net worth and ultra high net worth individuals. UBS offers a wide range of annuity products from some of the most established and well-respected insurance companies in the U.S. Structured Settlement Consulting Companies AMETROS FINANCIAL Phone: 877 905 7322 Email: referral@careassistsystem.com Website: ametroscards.com P.O. Box 827 Burlington, MA 01803 Founded in 2010 and headquartered in Burlington, MA, Ametros Financial is backed by Clarion Capital Partners, LLC, a New York based private equity firm. Ametros'​ team works closely with patients, insurers, employers, attorneys, brokers, medical providers, and Medicare and innovates, bringing new solutions to the market to simplify healthcare and create a seamless experience for their clients. Ametros specializes in MSA Professional Administration, Custodial Accounts, Medicare Set Asides, Worker's Compensation Settlements, Liability Settlements, Special Needs Trust Administration, Medicare Compliance, Structured Settlement Administration, Settlement Mediation, and Medical Savings. The settlement solution products offered by the company include CareGuard, the first fully automated solution for professional administration which gives the member 24/7 insight into their spending and savings trends; The Amethyst Healthcard, which maximizes clients’ medical funds by linking to their existing bank account, facilitating all care-related payments; and CareQuote, used in all personal injury cases, including workers’ compensation and liability cases, in order to bridge the gap to settlement for both the defense and plaintiff. ATLAS SETTLEMENT GROUP, INC. Phone: 404-926-4160 Email: Cjoyner@atlassettlements.com Website: atlassettlements.com 3565 Piedmont Road NE Building 1, Suite 525 Atlanta, GA 30305 With its corporate office in Atlanta, GA and offices located within the United States and United Kingdom, Atlas Settlement Group, Inc. is a structured settlement company with leading professionals, strategically located throughout the United States. The firm offers structured settlements for medical malpractice, personal injury, product liability, workers’ compensation, mass torts and construction defect cases as well as structures for non-physical injury cases and attorney fees –all at no cost to attorneys or their clients. Atlas is dedicated to uncompromised service from the first phone call – to the delivery of the final documents, and beyond. As a structured settlement brokerage team, Atlas has more than 30 years of experience and has placed more than $3 billion in annuity premiums and U.S. Government notes. The firm provides support and legal advice during all phases of settlement negotiations, court hearings, mediations, arbitrations and settlement conferences. BRADFORD SETTLEMENT COMPANY Phone: 404.851.1772 Toll Free: 866.851.1772 Email: cbradford@bradfordsettlement.com Website: bradfordsettlement.com 6000 Lake Forrest Drive Suite 280 Atlanta, GA 30328 Bradford Settlement Company is a structured settlement and annuity planning firm that operates out of Atlanta, GA. Since 1981, Bradford Settlement Company has provided Structured Settlement advice and services to the injured and their counsel. In addition to standard structured settlement services, Bradford Settlement Company also offers services related to Medicare set-asides, tax deferred attorney fees, and other services. BRANT HICKEY & ASSOCIATES Phone: 412.356.1001 Toll free: 800.364.6488 Email: dhickey@branthickey.com Website: branthickey.com 1810 Mt. Nebo Road Sewickley, PA 15143 Brant Hickey & Associates is an independent broker of Structured Settlement annuity products. Founded in 1982 and with an impeccable track record of maximizing returns for injured persons and their families, Brant Hickey & Associates is one of the leading providers of Structured Settlements in the United States. Headquartered in Pittsburgh, Pennsylvania and with offices in major cities across the U.S, Brant Hickey & Associates offers services by a team of experts including not only settlement consultants with over 20 years experience, but also economic experts, certified life care planners and trust experts. These services include complex litigation cases in the aviation field, as well as other catastrophic loss cases, including medical malpractice, automobile and product liability with permanent injury and workers compensation claims. The firm offers same day quotations, settlement conference participation and economic analysis with insights to better the outcome for all parties. CHRONOVO, INC. Phone: 844 600 6686 Email: info@chronovo.com Website: chronovo.com 78 Blanchard Road, Suite 206 Burlington, MA 01803 Chronovo was founded in 2015. With innovative technology and incomparable personnel to make structures intuitive, graphical and accessible for everyone, Chronovo has made the “new time” in structured settlements its primetime standard. The team of financial experts, settlement advocates, compliance counsel and multi-line claims professionals specialize in Structured Settlement Services, Insurance Services, namely, brokerage in the field of insurance, assessing insurance claims, consulting and information concerning insurance, financial evaluation for insurance purposes, and Annuities. Chronovo’s comprehensive solution set streamlines and enhances the process of providing tax-free, lifelong security for all injured individuals and the professionals who support them. Specialty practice groups - Complex Claims Group, Chronovo Consulting Group and Chronovo Connect, are among the many innovations brought to the structured settlement industry by Chronovo. CORNERSTONE SETTLEMENT SERVICES, LLC Phone: 901-766-0166 Email: info@cornerstonesettlements.com Website: cornerstonesettlements.com 5575 Poplar Avenue Suite 617 Memphis, TN 38119 Cornerstone Settlement Services was founded in 2001 by Joe McCormack, a founding member of the Society of Settlement Planners, who has provided structured settlements, special needs trust and installment sales advice to attorneys and businesses throughout the nation. The company is located in Memphis, TN and has a team of professionals dedicated to creating innovative and individually customized structures and also offering plaintiffs a broad spectrum of settlement consulting services. These services include Structured Settlements, Special Needs Trusts, Medicare Set- Aside Trusts, Medical Lien Negotiation Services, Medicare/Medicaid Lien Resolution, and Mass Tort Services. Structures services provided by Cornerstone Settlement Services include Income Tax Free Structured Settlements, Non-Qualified Structured Settlements, and Structured Attorney Fees. CREATIVE CAPITAL INC. Phone: 732.249.8669 Toll free: 800.327.9224 Email: info@creative-capital.com Website: creative-capital.com 1200 Tices Lane, Ste. 102 East Brunswick, NJ 08816 Creative Capital Inc. (CCI), a nationwide Structured Settlement consulting firm, is one of the founders of the structured settlement industry and has been developing creative settlement solutions for over thirty years. The company was founded in 1980 and is headquartered in East Brunswick, NJ. CCI specializes in a wide array of services, including: Structured Settlements, Lien Resolution & MSA Allocation and Analysis, Structured Attorneys'​ Fees, ICO Drafting & Preparation, Pre & Post-trial 50-A and 50-B Calculations, Mediation & Negotiation Support, and Periodic Judgment Analysis and Preparation. DELTA SETTLEMENTS Phone: (904) 598-1110 Email: michael@deltasettlements.com Website: deltasettlements.com 135 West Bay Street, Suite 500 Jacksonville, FL 32202 Delta, a leader and innovator in the structured settlement industry, was founded in 1990. With the home office located in Jacksonville, Florida, Delta Settlements has 24 offices that serve the entire United States. Delta was one of the first members of the National Structured Settlement Trade Association (NSSTA) and a founding member of the Society of Settlement Planners (SSP). The firm aims at maximizing the use of post settlement dollars and available public benefits through prudent planning, and to achieve this mission, Delta’s business strategy focuses upon expert and ethical business conduct, multi-professional expertise, operating efficiencies using advanced technologies, and comprehensive settlement services. As Settlement Planners, Delta advises all parties about settlement planning issues including financial options at settlement and then assists attorneys in developing strategies to maximize their clients’ post settlement dollars and to preserve as well as maximize their government benefits including Medicare and Medicaid. FORGE CONSULTING LLC Phone: 706-856-2535 Toll free: 866-683-6743 Email: sphillips@forgeconsulting.com Website: forgeconsulting.com 11 Depot Street Hartwell, Georgia 30643 Headquartered in Hartwell, GA, and with offices in Atlanta, GA, Montgomery, AL, Washington, DC, Ridgeland, MS, Buffalo, NY, New York, NY, and Columbia, SC, Forge Consulting is a national settlement planning firm that has been providing services since January 2003. Licensed in all 50 states, the firm works with attorneys to create settlement plans for plaintiffs and helps plaintiffs fully understand the unique set of issues and settlement options associated with settlement proceeds. The company focuses on a planning process rather than selling a specific product. The dedicated staff with over 30 members provides vital support to attorneys and their clients with the help of a wide array of settlement planning resources in a wide range of case types, including not only Structured Settlements, Minors Settlements, Qualified Settlement Funds, but also Structured Attorney's Fees, Asset Protection and Spendthrift Concerns, Lien Resolution Coordination, Life Insurance Analysis, Medicare Set Asides, and Special Needs Trusts. HOLCOMB, SMITH & ASSOCIATES, INC. Phone: (954) 630-2400 ​Toll-free: (888) 395-8772 Email: cbeauregard@bhsinc.cc Website: bhsinc.cc 2888 East Oakland Park Boulevard Fort Lauderdale, Florida 33306 Black, Holcomb, Smith & Associates, Inc. was co-founded by Chuck Smith and Steve Black in 1995. The firm is headquartered in Fort Lauderdale. The structured settlements expertise of Black, Holcomb, Smith & Associates has been used in auto liability, general liability, medical malpractice, and workers’ compensation cases, and the professionals have assisted in settling cases nationwide for over thirty years. Services provided to the injured party (claimant/plaintiff), insured or self-insured, claims professionals, defense attorneys, and plaintiff attorneys include Structured Settlement Quotes, Life Care Plan Annuitized Pricing, NYS Medical Indemnity Fund Calculations (MIF Calculations), NYS CPLR – Article 50-A – Periodic Payment of Judgments in Medical and Dental Malpractice Actions, NYS CPLR – Article 50-B – Periodic Payment of Judgments in Personal Injury, Injury to Property and Wrongful Death Actions, and Kaiser Formula Calculations. JAMES E. LOGAN & ASSOCIATES Phone: (248) 865-3900 Toll Free: (800) 753-7544 Email: clogan@logansettlements.com Website: logansettlements.com 27750 Middlebelt Road Suite 100 Farmington Hills, MI 48334 James E. Logan & Associates was founded in 1993 by Jim Logan. In 2014, Christine Logan acquired James E. Logan & Associates from her father, and the company became the only woman-owned and independently operated structured settlement firm in the United States. The firm is based in Farmington Hills, Michigan, and licensed to transact business in all states, it provides comprehensive settlement consulting services across the country. Logan & Associates specializes in providing Structured Settlement services, as well as Medicare Compliance, Medical Record Review, Negotiation Support, Economic Analyses, and Educational Programs & Seminars. In addition to assisting clients with the resolution of traditional personal, physical injury cases, Logan & Associates can also support them with unique, non-qualified settlements such as employment disputes, sexual harassment, discrimination and other claims that require specialized tax treatment. JCR SETTLEMENTS, LLC (FORMERLY GUARDIAN SETTLEMENTS, LLC) Phone: (800) 661-7075 Email: website@jcrsettlements.com Website: jcrsettlements.com 10105 E. Via Linda Suite 103 Scottsdale, Arizona 85258 JCR Settlements was founded in 2014 but has more than 50 years combined experience in the structured settlement marketplace. The company helps to deal with structured settlement and offers services, including Structured Settlement Annuities, MSA Allocations, Attend Mediations, Life Care Plans, 104 (a) 2 Document Assistance, and others. JMW SETTLEMENTS LLC Phone: 800 544-5533 202 463-1990 Email: info@settlemaster.com Website: jmwsettlements.com 1725 DeSales Street, NW Ste 801 Washington, D.C. 20036 JMW Settlements was founded in 1978 under the auspices of the Julia M. Walsh & Sons investment company in Washington D.C. The initials "JMW" are taken from her name. Incorporated in 1982, JMW Settlements outgrew its surroundings and moved to separate quarters in 1985. The firm was acquired by President Henry L. Strong in 1987 and became a proud member of the Integrated Financial Services family of companies in July 2013. JMW offers full service support in Structured Settlements for personal injury claims and litigation, Due Diligence Services for Settlement Fiduciaries, and Structured Sales of Appreciated Assets. THE MCNAY GROUP Phone: 859-626-3600 800-676-2629 Email: office@mcnay.com Website: mcnay.com 2220 Nicholasville Road Suite 110-321 Lexington, KY 40503 With 30 years of experience in the structured settlement field Mcnay group pride themselves in serving individuals, children and those with special needs plan their financial futures not only in settlements but also in day to day financial needs and requirements. The aim of the company is to make financial matters easier and useful for the individuals, attorneys and all the professionals involved. Not only has the company been an innovator in planning for individuals and settlements but the company also takes initiative to settle workers compensation cases, employment cases and mass torts. MESIROW INSURANCE SERVICES, INC. Phone: 312-595-6200 Email: john.harney@alliant.com Website: alliant.com 321 North Clark Street Suite 1200 Chicago, IL 60654 Alliant/Mesirow Insurance Services is part of Alliant Americas that operates as a subsidiary of Alliant Insurance Services, Inc. The firms together represent one of the largest and most diverse insurance brokerage and consulting operations in the Midwest. The company was founded in 2014 and has offices across the United States. The products and services offered by the company include not only Structured settlements, but also Employee benefits, Individual health and Medicare supplements, Integrated human resources solutions, Life and disability, Personal lines, Property and casualty/surety bonds. Alliant/Mesirow Insurance Services’ Structured Settlements practice provides a broad spectrum of structured settlement services to a diverse array of clients, including property and casualty insurers, third-party administrators, and self-insured organizations. Alliant/Mesirow professionals are members of the National Structured Settlements Trade Association and not only closely follow the issues and current events impacting the industry today, but also actively participate in several association committees thus having a voice in shaping the standards and direction of the industry’s future. NFP STRUCTURED SETTLEMENTS Phone: (800) 845-2969 Email: NFPSSInfo@nfp.com Website:nfpstructures.com 5415 Lake Howell Road #180 Winter Park, FL 32792 With three generations of insurance, financial planning and settlement experience, and with the financial strength of their parent company, NFP Structured Settlements (formerly NSC) is one of the largest structured settlement firms in the US. The roots of the firm date back to the founding of the industry with over $2 billion in annuity premium placed for the benefit of injured parties and access to a wide array of products, expertise and systems that can truly benefit clients. The firm has offices in Florida, Georgia, West Virginia, Texas, Ohio, Pennsylvania, California, Washington, DC, and South Carolina. NFP Structured Settlements is committed to three core values: integrity, hard work and a deep empathy for the plight of injured parties. Structured settlements are the firm’s main focus, but NFP Structured Settlement also offers plaintiffs a broad range of services, including financial planning, trust services, Installment Sales, and wealth management. OASIS FINANCIAL Phone: 877.333.6675 Email: info@oasisfinancial.com Website: oasisfinancial.com 9525 W. Bryn Mawr Ave, Suite 900 Rosemont, IL 60018 Oasis Legal Finance, LLC, doing business as Oasis Financial, was founded in 2002. Headquartered in suburban Chicago, Illinois with satellite offices across the United States, Oasis Financial is a leader in the regulatory and legislative areas of the consumer legal funding industry. Oasis provides non-recourse consumer legal funding to individuals involved in personal injury litigation, primarily due to auto and work-related accidents. The services offered by Oasis Financial include Pre- Settlement Funding, Structured Settlements for civil rights, construction negligence, railroad, general negligence, maritime, motor vehicle and passenger injury, pedestrian injury, premises negligence, workers compensation, accidental injuries, workplace negligence, and wrongful death, as well as Post-Settlement Funding, and Same-day Cash. PAT FARBER'S STRUCTURED SETTLEMENT Phone: 949-833-3910 949-355-4726 Toll Free: 800.734.3910 Email: pat@patfarber.com Website: patrickfarber.com 1851 E 1st St, Ste 1625 Santa Ana, CA Patrick Farber works with attorneys throughout California and around the U.S. to create structured settlement annuities for physical and non-physical injury cases, placing over $3 billion in annuity premiums and U.S. Treasury securities. They specialize in providing structured annuities for medical malpractice, personal injury, product liability, workers’ compensation, toxic torts, and construction defect cases as well as for non-physical injury cases and attorney fees. THE PENSION COMPANY, INC. Phone: (800) 523-4074 Email: info@tpc-ss.com Website: thepensioncompany.com 2200 Renaissance Boulevard 3rd floor King of Prussia, PA 19406 The Pension Company was established by Frank Pension in 1963 and was engaged in the use of annuities primarily to generate lifetime guaranteed-income plans to corporate retirees. Beginning in 1978, TPC was involved exclusively in the arrangement of structured settlements for injured parties. Today TPC is the industry leader in providing comprehensive and innovative settlement solutions for all parties involved in liability claims: Product Liability, Workers Compensation, Personal Lines /Auto Federal Tort Claims, FELA/LS&HW Act, Mass Torts, and Environmental Employment. The Pension Company aims at being known as the true resource for global settlement solutions and strives to achieve this mission by increasing litigation costs; increasing focus on cost/benefit ratios in managing and resolving claims; increasing volume of claims for workers’ compensation; increasing incidence of mass tort actions; increasing privacy mandates on the handling of claims data and medical records. RINGLER ASSOCIATES INC. Phone: (949) 296-9000 (603) 719-1021 Email: dtwolpert@ringlerassociates.com Website: ringlerassociates.com 27422 Aliso Creek Road, Suite 200 Aliso Viejo, CA 92656 Ringler is the largest settlement planning company in the United States with over 150 Consultants in more than 70 offices nationwide. Its Ringler settlement plan considers financial resource available, which may mean a combination of strategies, including upfront cash payments, a tax-free structured settlement annuity to meet medical and living expenses, or other financial planning tactics. The company was founded in 1975 and is based in Aliso Viejo, California. RMAC, INC. Phone: 406-761-4957 Toll-free: 877-883-4395 Website: rmac-inc.com 104 Second Street South, Suite 401 P.O. Box 1769 Great Falls, MT 59405 Located in downtown Great Falls, for more than 30 years RMAC, Inc. has been proudly providing clients with tailored financial services and strategies that maximize benefit, manage risk, and conserve assets for financial advisors, as well as the individuals and companies they represent. RMAC Inc is a full scale Asset Management Company offering Financial Asset Management and Strategy services including legal and tax compliant advisory, as well as Structured Settlements, Deferred Income, and Merger & Acquisitions Capital Gains. RMAC is the only firm in Montana to have earned membership as a Top of the Table Qualifying and Life Member of the prestigious Million Dollar Round Table, The Premier Association of Financial Professionals, based upon the firm’s professional success and strict ethical standards. RMAC’s proven, results-based financial model has helped its professionals to have managed settlements ranging from $50,000 to $40 million and assets in excess of $600 million. THE SETTLEMENT ALLIANCE, LLC Phone: (713) 597-7206 Toll-Free: 855.284.3876 Email: info@settlement-alliance.com Website: settlement-alliance.com 1775 St. James Place Suite 200 Houston, TX 77056 Founded by Scott Freeman, one of the nation’s most accomplished settlement consultants, The Settlement Alliance is committed to being the nation's leading full-service settlement planning firm for attorneys and their clients and an indispensable resource during both the pre-and post-settlement process. The services, offered by The Settlement Alliance professionals, meet a wide range of needs, including Qualified Settlement Funds and Claims Administration, Structured Settlements, Trust Services, Attorney Fee Deferral Strategies, Government Benefit Preservation, Lien Resolution, Medicare Set-Asides (MSA), Mass Tort Settlement Resolution, Non-Qualified Settlements, Bankruptcy & Probate Coordination, and Class Action Settlement Notices. Headquartered in Houston, TX, The Settlement Alliance also has an administrative office in Austin, TX. The company proudly partners with the highest rated structured settlement providers in the industry and works with leading law firms and many of the top corporate trustees and wealth management firms in the country. THE SETTLEMENT ALLIANCE-WEST Phone: (714) 335-4977 Toll-Free:(800) 354-2258 Email: traci@alliance-west.com Website: alliance-west.com 9210 Irvine Center Drive Irvine, CA 92618 The Settlement Alliance-WEST was originally established in June 2008 by Managing Partner Traci Kaas. In 2014 Kaas Settlement Consulting started partnership with The Settlement Alliance (TSA) to become TSA’s West Coast division, The Settlement Alliance-WEST. This merger provides The Settlement Alliance-WEST’s clients with greater access to a national network of reputable and highly rated insurance carriers, corporate trustees, and wealth managers. The company is headquartered in Irvine, CA, and has an office in San Francisco, CA. The company offers services in structured settlement and tax-deferred annuities, lien resolution Medicare/ CMS approvals, special needs trust planning, mass tort settlement resolution, qualified settlement funds, government benefits protection, attorney fee deferrals, estate and tax planning issues, and philanthropy planning, as well as individualized settlement plan design for each claimant, and supporting attorney clients with litigation, mediations, settlement conferences, life care planning and present value cost evaluations at no cost to attorney or client. STRUCTURED FINANCIAL ASSOCIATES, INC. (SFA) Phone: 770-393-1028 Toll Free: 800-638-5890 Email: info@sfainc.com Website: sfainc.com 3060 Peachtree Road, NW Suite 1150 Atlanta, Georgia 30305 Structured Financial Associates, Inc. (SFA), a leading provider of Structured Settlement consulting services, was founded in 1985. Now one of the largest structured settlement brokerage firms in the country, Structured Financial Associates is also one of the first nationally based firms, established shortly after the inception of the structured settlements industry. More than SFA 70 consultants across the country carefully analyze claimant expenses such as future medical, educational funds, retirement planning, wage loss, etc. Clients can receive needs analysis, structured settlement proposals, economic analysis, and other services as needed and are provided with a variety of financial options for their settlement funds chosen individually or combined. A couple of new products the firm offers include Settlements Plus™, a flexible option that enables claimants to plan as much as possible and maximize their settlement income, and Fee Structure Plus®, a practical solution that allows contingency-based attorney fees to receive market-related returns on their full value, completely tax-deferred. STRUCTURES, INC. Phone: 844.689.3020 Email: info@structures.com Website: structures.com 3060 Peachtree Rd., Suite 1150 Atlanta, GA 30305 Structures, launched by Integrated Financial Settlements, Inc. (IFS) and based in Atlanta, Georgia, is a product and services provider of settlement solutions and innovative financial programs. Structures leadership team of tax, financial, legal, operations and customer service professionals has unparalleled experience and success within the settlements industry. A leading innovator and manufacturer of cutting-edge settlement solutions for plaintiffs and their legal counsel, Structures has developed several unique and proprietary programs for contingency fee attorneys and settlement recipients. These programs include Insurance-Based Programs (Structured Settlement Annuity, Fixed-Indexed Annuity, Alternative Insurance Solutions) and Market-Based Programs (Fee Structure Plus®, Settlements Plus™, TFSS™), as well as additional solutions, such as Trust Solutions, including Settlement Management Trusts, Special Needs Trusts, Pooled Trusts, and Settlement Solutions, including Qualified Settlement Fund Admin, Lien Resolution, Medicare Set-Asides, and International Wire Solution. SUMMIT STRUCTURED SETTLEMENTS Phone: 515.987.6888 Email: info@summitsettlements.com Website: http://summitsettlements.com 755 S.E. Frontier, Suite 101 Waukee, IA 50263 Having placed over $4 billion in structured settlement annuity premium in the past eight years and with over fifty full-time professional associates in 48 locations from coast to coast, Summit Structured Settlements is a leader in providing quality structured settlement services and is one of the nation's five largest structured settlement firms. Summit Structured Settlements is recognized nationally as a leader in providing unmatched structured settlement services. The Summit brokers uniquely combine knowledge and experience with the traditional broker services and provide the highest quality products available in the marketplace. These services include Income Taxr Free Structured Settlements, Taxable Damage Structured Settlements, Structured Attorney Fees, Government Entitlement Preservation, Diversification of Funds, Administrative Services, Secured Creditor Status, Lien Resolution, and Alternative Products, such as Fixed Indexed, Single Premium Deferred, and Single Premium Immediate Annuities or Life Insurance. 4STRUCTURES.COM Phone: (203)325-8640 (203) 561-6560 Toll-free: (888) 325-8640 Email: jdarer@4structures.com Website: 4structures.com 43 Harbor Drive, Unit 309 Stamford, Connecticut 06902 Founded in 2000 and headquartered in Stamford, CT, 4structures.com LLC is a structured settlement expert, settlement planning company and financial services company providing services, including: Structured Settlements, Settlement Plans, Financial Planning, Insurance, Celebrity Endorsements, Structured Legal Fees, Long Term Care, Structured Sales, Funding Agreements, Periodic Payment Reinsurance, Settlement Trust, Employment Cases, and Oil and Gas Lease Bonus. STRUCTURED SETTLEMENT LOANS If you have won a lottery, a personal injury lawsuit, a wrongful death suit, or workers' compensation case you may be awarded a large sum of money, and your payment will surely be set up as a structured payout. But instead of having your payments stretching over twenty years you’d like to have a lump sum of money right away especially when you have problems like an unplanned emergency or job loss, need to pay college tuition or purchase a business or a new house or just have to pay off some debts. But what if you don’t want to sell your structured settlement? Settlement loans (both post-settlement and pre-settlement) can be a lifesaver. These loans are provided by structured settlement companies and you make future loan repayments with the interest applied to the loan principal according to terms. You don’t have to risk your assets for the loan, you don’t have to concern yourself with background checks, employment and credit history or even how you’ll have to repay the loan because your settlement structure acts as the collateral. However, it must be taken into account that court approval must be obtained and when you apply for a pre-settlement lawsuit loan the lender company must review documents regarding your case and speak with your attorney so it may take about 90 days for the loan to be processed and funds distributed. Also lenders will provide the loan based on a percentage of the actual settlement and typically this will be somewhere between 70% and 90%. This type of loan can even be obtained during a pending lawsuit and is known as Pre Settlement Funding, pre-settlement loan or lawsuit loan. The plaintiff can obtain the loan before the case is finally resolved and if he doesn’t win the lawsuit, he doesn’t have to repay the monies advanced. If he does win the lawsuit, he repays the original settlement loan amount together with fees assessed due to the lawsuit’s inherent risk. Like any other type of loans structured settlement loans have their cons and pros too. The main benefit of this loan is that you get your money right away to solve some urgent issues. Moreover, you are protected against future inflation, or you may even have enough money to invest into a business or stocks with possible solid returns. You will also have to pay comparatively low interest payments. But on the other hand you’ll get your money at a discount (minus a percentage, as lender companies give out loans to make a profit). Also, if you don’t manage your money reasonably and start “enjoying” the lump sum of money you have got in your hands, you may end up being broke. So, if you need your money right away and are OK with these disadvantages, a structured settlement loan is possibly your best option. Structured Settlement Loan Companies ABSOLUTE LEGAL FUNDING (888) 696-6449 New York (631) 339-1713 Long Island info@absolutelegalfunding.com absolutelegalfunding.com 2100 Middle Country Road Centereach, NY 11720 BBB Rating: N/A ACCIDENT CLAIMS LOAN LTD. (888) 715-8701 info@accidentclaimsloan.com accidentclaimsloan.com 244 Fifth Avenue New York, NY 10001 BBB Rating: N/A ADVANCE CASE LOANS (312) 332-4100 advancecaseloans.com 368 W Huron St, Ste 3S Chicago, IL 60654 BBB Rating: A+ ALLIANCE CLAIM FUNDING, LLC (212) 847-9565 (888) 374-2822 info@caseloan.com info@allianceclaimfunding.com allianceclaimfunding.com 1180 Ave of the Americas, Eighth Floor New York, NY 10036 BBB Rating: A+ AMERICAN LEGAL FUNDING, LLC (480) 515-3698 americanlegalfunding.com 17700 N. Pacesetter Way #104 Scottsdale, AZ 85255 BBB Rating: A+ AMICUS CAPITAL SERVICES, LLC (661) 263-0030 amicuscapitalservices.com 25876 The Old Road Suite 340 Valencia, CA 91381 BBB Rating: N/A BLACK DIAMOND FUNDING (954) 520-9248 daniel@blackdiamondfunding.com blackdiamondfunding.com 8201 Peters Road Suite 1000 Plantation, Florida 33324 BBB Rating: N/A BRADLEY FINANCIAL LAWSUIT FUNDING LLC (561) 526-3331 injurysettlementfunding.com 7050 West Palmetto Park Road Suite 15-103 Boca Raton, Florida 33433 BBB Rating: N/A CAPITAL FINANCING (404) 348-4475 info@injuryfinancing.com lawsuitloans-atlanta.com 1140 Hammond Dr 110 Atlanta, GA 30328 BBB Rating: N/A CASH IN YOUR CASE, LLC (800) 526-8098 info@cashinyourcase.com cashinyourcase.com 1400 Old Country Road, Suite 414 Westbury, NY 11590 BBB Rating: N/A CASH4CASES INC. (212) 684-1060 jlb@cash4cases.com cash4cases.com 228 Park Ave South New York, NY 10003 BBB Rating: N/A COCHRAN LAWSUIT CASH ADVANCE (888) 875-6049 info@cochranlawsuitcashadvance.com cochranlawsuitcashadvance.com 545 8th Avenue New York , NY 10018 BBB Rating: N/A E LAWSUIT LOANS (800) 972-5560 sales@elawsuitloans.com elawsuitloans.com 111 Grafton Ave #612 Dayton, OH BBB Rating: N/A FAIR RATE FUNDING (732) 612-3691 contact@fairratefunding.com fairratefunding.com 1913 Atlantic Ave Suite 140 Manasquan, NJ 08736 BBB Rating: A FAIRFUND FINANCIAL GROUP, INC. (800) 235-0876 (251) 990-4994 mail@fairfund.net fairfund.com 19414 Liberty Road Point Clear, AL 36532 BBB Rating: A+ FUND CAPITAL AMERICA (310) 424-5176 info@fundcapitalamerica.com fundcapitalamerica.com 714 W. Olympic Blvd 710 Los Angeles, CA 90015 BBB Rating: N/A GREAT BAY CAPITAL INC (843) 324-6848 info@greatbaycapital.com greatbaycapital.com 26 Flagship Lane Hilton Head Island, SC 29926 BBB Rating: N/A INTERSTATE LAWSUIT FUNDING, LLC (954) 946-0487 interstatelawfund@att.net interstatelawfunding.com 5100 N Ocean Blvd # 1618 Fort Lauderdale, FL 33308 BBB Rating: N/A JES FUNDING SOLUTIONS (561) 432-9237 info@jesfunding.com jesfunding.com 7064 Thunder Bay Drive Lake Worth, FL 33467 BBB Rating: N/A LAW CASH (718) 875-0605 gmerola@lawcash.net lawcash.net 26 Court Street Suite 1104 Brooklyn, New York 11242 BBB Rating: A LAWCAPITAL ENTERPRISES, LLC (360) 694-0330 lawcapital.com 7642 NE Hazel Dell Avenue Vancouver, WA 98665 BBB Rating: A+ LAWLEAF (888) 566-8614 info@lawleaf.com lawleaf.com 1200-C Agora Drive, Suite 241 Bel Air, Maryland 21014 BBB Rating: N/A
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